Bits & Odds

Instant Millions — $20 North Carolina Scratch-Off #932

Data captured September 12, 2026

Instant Millions (#932) is a $20 North Carolina scratch-off. As of September 12, 2026 it ranks #35 of 58 active games on current payout (71.5%, $14.30 expected back per ticket) and #10 of 11 $20 games, #21 on any-prize odds (1 in 3.83) and #28 on top-prize odds (1 in 1,188,127). Since launch the payout has fallen 5.7 points (77.2% at launch) and the any-prize odds have worsened 12.6% (1 in 3.41 at launch). 2 of 4 top prizes of $2,000,000 remain, and we estimate 2,376,255 tickets are still unsold (65.7% sold). That is below average for North Carolina; the North Carolina ranking lists show better payouts, including at $20.

Current payout
71.5%
77.2% at launch
Expected value
$14.30
per $20 ticket
Any-prize odds
1 in 3.83
1 in 3.41 at launch
Cash odds
1 in 3.83
excludes free tickets
Profit odds
1 in 6.13
win more than $20
$600+ odds
1 in 27,003
claim-at-lottery prizes
Top prizes left
2 of 4
$2,000,000 each
Tickets remaining
34.3%
≈ 2,376,255 tickets

Prizes remaining

Every prize level in Instant Millions, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. Across all tiers, 619,637 of 2,030,977 prizes (30.5%) are still out there.

PrizeOdds at launchOdds now TotalClaimedRemaining% left
$2,000,000 1 in 1,729,605 1 in 1,188,127 4 2 2 50.0%
$100,000 1 in 864,803 1 in 792,085 8 5 3 37.5%
$10,000 1 in 576,535 1 in 475,251 12 7 5 41.7%
$5,000 1 in 117,261 1 in 113,155 59 38 21 35.6%
$1,000 1 in 39,087 1 in 41,689 177 120 57 32.2%
$500 1 in 6,021 1 in 7,030 1,149 811 338 29.4%
$200 1 in 99.9 1 in 115.5 69,271 48,703 20,568 29.7%
$100 1 in 24.0 1 in 27.5 288,348 202,011 86,337 29.9%
$50 1 in 12.0 1 in 13.6 576,562 401,871 174,691 30.3%
$30 1 in 20.0 1 in 22.5 345,850 240,089 105,761 30.6%
$20 1 in 9.23 1 in 10.2 749,537 517,683 231,854 30.9%
All prizes1 in 3.411 in 3.83 2,030,9771,411,340 619,63730.5%

How Instant Millions has moved

70% 74% 78% Feb 2025Jun 2025Sep 2026
Current payout (solid) and any-prize odds (dashed, inverted so up is better) since we began tracking Instant Millions. 121 daily readings.

Recent claims of $1,000 and up

Derived from day-to-day changes in the official remaining-prize counts, so the date is when the lottery published the change.

Instant Millions: common questions

How many $2,000,000 prizes are left in Instant Millions?
2 of 4 as of September 12, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 1,188,127.
What are the odds of winning anything on Instant Millions?
1 in 3.83 today, compared with 1 in 3.41 printed at launch. Cash-only odds are 1 in 3.83, and the odds of winning more than the $20 ticket price are 1 in 6.13.
Is Instant Millions worth buying?
Its current payout is 71.5% ($14.30 back per $20 ticket), rank #35 of 58 in North Carolina. The best $20 alternative today is Stacks of Cash (#27, $20) at 77.8%. No scratcher has a positive expected value; this is about losing less over time.
How many Instant Millions tickets are left?
We estimate 2,376,255 of roughly 6,918,227 printed tickets are unsold (65.7% sold), derived from the prizes claimed at each tier and their published odds.
When did Instant Millions launch and is it still on sale?
We first saw it on February 16, 2025. It is still on sale.

Other $20 North Carolina scratch-offs