Best $20 North Carolina Scratch-Offs (September 2026)
As of September 12, 2026, 11 $20 scratch-offs are on sale in North Carolina, averaging 75.0% current payout. The best of them is Stacks of Cash at 77.8% ($15.56 back per ticket, 1 in 3.44 for any prize).
Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In North Carolina today, $1 games average 61.1%, $2 games average 66.1%, $5 games average 70.0%, $10 games average 76.1%, $30 games average 78.1%. That is an average, not a rule: within this $20 tier the spread between the best and worst game is 6.5 payout points, which is why the table matters more than the tier.
- 1 $20
Stacks of Cash
#2777.8% payout now- EV / ticket
- $15.56
- Any prize
- 1 in 3.44
- Beats price
- 1 in 5.42
- Top prizes
- 2 of 3
Best payout New - 2 $20
$2 MILLION VAULT
#99277.3% payout now- EV / ticket
- $15.47
- Any prize
- 1 in 3.39
- Beats price
- 1 in 5.40
- Top prizes
- 1 of 3
- 3 $20
100X The Cash
#97677.3% payout now- EV / ticket
- $15.45
- Any prize
- 1 in 4.10
- Beats price
- 1 in 6.34
- Top prizes
- 1 of 4
- 4 $20
20 Years
#3977.0% payout now- EV / ticket
- $15.39
- Any prize
- 1 in 3.39
- Beats price
- 1 in 5.19
- Top prizes
- 1 of 3
New - 5 $20
$2,000,000 Taxes Paid
#5875.9% payout now- EV / ticket
- $15.18
- Any prize
- 1 in 3.75
- Beats price
- 1 in 5.38
- Top prizes
- 3 of 3
New - 6 $20
Ruby Red 7's
#875.7% payout now- EV / ticket
- $15.13
- Any prize
- 1 in 4.03
- Beats price
- 1 in 6.30
- Top prizes
- 2 of 3
- 7 $20
Jackpot Millions
#5074.9% payout now- EV / ticket
- $14.97
- Any prize
- 1 in 4.69
- Beats price
- 1 in 4.69
- Top prizes
- 2 of 3
New - 8 $20
Extreme Money Blowout
#4374.6% payout now- EV / ticket
- $14.93
- Any prize
- 1 in 9.97
- Beats price
- 1 in 9.97
- Top prizes
- 3,523 of 6,166
New - 9 $20
Win Big
#95172.0% payout now- EV / ticket
- $14.40
- Any prize
- 1 in 4.36
- Beats price
- 1 in 7.22
- Top prizes
- 2 of 3
- 10 $20
Instant Millions
#93271.5% payout now- EV / ticket
- $14.30
- Any prize
- 1 in 3.83
- Beats price
- 1 in 6.13
- Top prizes
- 2 of 4
- 11 $20
Magnificent Millions
#1471.3% payout now- EV / ticket
- $14.27
- Any prize
- 1 in 5.19
- Beats price
- 1 in 5.19
- Top prizes
- 2 of 3
New
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 11 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. Stacks of Cash New | $20 | 77.8% | $15.56 | 1 in 3.44 | 1 in 3.44 | 1 in 5.42 | $2,000,000 | 2 | — |
| 2. $2 MILLION VAULT | $20 | 77.3% | $15.47 | 1 in 3.39 | 1 in 3.39 | 1 in 5.40 | $2,000,000 | 1 | +1.9 pts |
| 3. 100X The Cash | $20 | 77.3% | $15.45 | 1 in 4.10 | 1 in 4.10 | 1 in 6.34 | $2,000,000 | 1 | -0.3 pts |
| 4. 20 Years New | $20 | 77.0% | $15.39 | 1 in 3.39 | 1 in 3.39 | 1 in 5.19 | $1,000,000 | 1 | — |
| 5. $2,000,000 Taxes Paid New | $20 | 75.9% | $15.18 | 1 in 3.75 | 1 in 3.75 | 1 in 5.38 | $2,777,392 | 3 | — |
| 6. Ruby Red 7's | $20 | 75.7% | $15.13 | 1 in 4.03 | 1 in 4.03 | 1 in 6.30 | $2,000,000 | 2 | -2.3 pts |
| 7. Jackpot Millions New | $20 | 74.9% | $14.97 | 1 in 4.69 | 1 in 4.69 | 1 in 4.69 | $1,000,000 | 2 | — |
| 8. Extreme Money Blowout New | $20 | 74.6% | $14.93 | 1 in 9.97 | 1 in 9.97 | 1 in 9.97 | $2,000 | 3,523 | — |
| 9. Win Big | $20 | 72.0% | $14.40 | 1 in 4.36 | 1 in 4.36 | 1 in 7.22 | $2,000,000 | 2 | -1.4 pts |
| 10. Instant Millions | $20 | 71.5% | $14.30 | 1 in 3.83 | 1 in 3.83 | 1 in 6.13 | $2,000,000 | 2 | -3.1 pts |
| 11. Magnificent Millions New | $20 | 71.3% | $14.27 | 1 in 5.19 | 1 in 5.19 | 1 in 5.19 | $1,000,000 | 2 | — |
Frequently asked questions
- Which $20 North Carolina scratch-off is best right now?
- Stacks of Cash (#27) at 77.8% current payout, about $15.56 back per ticket, as of September 12, 2026.
- Are $20 tickets better value than other prices in North Carolina?
- The $20 tier averages 75.0% current payout across 11 active games. For comparison, $1 games average 61.1%, $2 games average 66.1%, $5 games average 70.0%, $10 games average 76.1%, $30 games average 78.1%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $20 games are on sale in North Carolina?
- 11 as of September 12, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.