Best $20 New York Scratch-Offs (September 2026)
As of September 12, 2026, 15 $20 scratch-offs are on sale in New York, averaging 72.1% current payout. The best of them is $2,000,000 CASHWORD at 75.1% ($15.02 back per ticket, 1 in 2.92 for any prize).
Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In New York today, $1 games average 67.2%, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $10 games average 67.2%, $30 games average 74.1%. That is an average, not a rule: within this $20 tier the spread between the best and worst game is 8.5 payout points, which is why the table matters more than the tier.
- 1 $20
$2,000,000 CASHWORD
#160975.1% payout now- EV / ticket
- $15.02
- Any prize
- 1 in 2.92
- Beats price
- 1 in 6.39
- Top prizes
- 0 of 4
Best payout No top prize left - 2 $20
BONUS 100X
#164375.1% payout now- EV / ticket
- $15.02
- Any prize
- 1 in 3.85
- Beats price
- 1 in 6.11
- Top prizes
- 2 of 4
- 3 $20
$10,000 A WEEK FOR LIFE
#158475.0% payout now- EV / ticket
- $15.00
- Any prize
- 1 in 3.29
- Beats price
- 1 in 5.32
- Top prizes
- 0 of 3
No top prize left - 4 $20
$5,000,000 CASH ROYALE
#157974.2% payout now- EV / ticket
- $14.84
- Any prize
- 1 in 3.88
- Beats price
- 1 in 6.42
- Top prizes
- 1 of 4
- 5 $20
$10,000 A WEEK FOR LIFE
#168673.9% payout now- EV / ticket
- $14.79
- Any prize
- 1 in 3.75
- Beats price
- 1 in 5.98
- Top prizes
- 2 of 3
- 6 $20
200Xtra
#168473.4% payout now- EV / ticket
- $14.69
- Any prize
- 1 in 3.60
- Beats price
- 1 in 5.69
- Top prizes
- 2 of 4
- 7 $20
MYSTERY MULTIPLIER
#166373.3% payout now- EV / ticket
- $14.67
- Any prize
- 1 in 3.74
- Beats price
- 1 in 5.90
- Top prizes
- 2 of 4
- 8 $20
WIN EITHER $100 OR $200!
#165773.3% payout now- EV / ticket
- $14.65
- Any prize
- 1 in 7.87
- Beats price
- 1 in 7.87
- Top prizes
- 16,255 of 180,436
- 9 $20
MILLIONAIRE RICHES
#170073.2% payout now- EV / ticket
- $14.65
- Any prize
- 1 in 3.79
- Beats price
- 1 in 6.07
- Top prizes
- 4 of 4
- 10 $20
$5,000,000 BLITZ
#167173.0% payout now- EV / ticket
- $14.60
- Any prize
- 1 in 3.84
- Beats price
- 1 in 6.20
- Top prizes
- 3 of 4
- 11 $20
MILLIONAIRE MAKER
#154072.3% payout now- EV / ticket
- $14.45
- Any prize
- 1 in 3.88
- Beats price
- 1 in 6.46
- Top prizes
- 3 of 20
- 12 $20
$5,000,000 SPECTACULAR
#170968.3% payout now- EV / ticket
- $13.67
- Any prize
- 1 in 3.84
- Beats price
- 1 in 6.24
- Top prizes
- 4 of 4
New - 13 $20
$300,000,000 CASH PAYOUT
#152868.3% payout now- EV / ticket
- $13.66
- Any prize
- 1 in 4.11
- Beats price
- 1 in 7.05
- Top prizes
- 1 of 4
- 14 $20
$2,000,000 100X CASHWORD
#169466.7% payout now- EV / ticket
- $13.35
- Any prize
- 1 in 3.81
- Beats price
- 1 in 7.05
- Top prizes
- 3 of 4
- 15 $20
ALL CASH
#157166.6% payout now- EV / ticket
- $13.32
- Any prize
- 1 in 4.48
- Beats price
- 1 in 4.48
- Top prizes
- 155 of 1,680
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 15 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. $2,000,000 CASHWORD | $20 | 75.1% | $15.02 | 1 in 2.92 | 1 in 2.92 | 1 in 6.39 | $2,000,000 | 0 | +7.8 pts |
| 2. BONUS 100X | $20 | 75.1% | $15.02 | 1 in 3.85 | 1 in 3.85 | 1 in 6.11 | $5,000,000 | 2 | +0.2 pts |
| 3. $10,000 A WEEK FOR LIFE | $20 | 75.0% | $15.00 | 1 in 3.29 | 1 in 3.29 | 1 in 5.32 | $10,000 | 0 | +1.0 pts |
| 4. $5,000,000 CASH ROYALE | $20 | 74.2% | $14.84 | 1 in 3.88 | 1 in 3.88 | 1 in 6.42 | $5,000,000 | 1 | +0.2 pts |
| 5. $10,000 A WEEK FOR LIFE | $20 | 73.9% | $14.79 | 1 in 3.75 | 1 in 3.75 | 1 in 5.98 | $10,000 | 2 | -0.3 pts |
| 6. 200Xtra | $20 | 73.4% | $14.69 | 1 in 3.60 | 1 in 3.60 | 1 in 5.69 | $5,000,000 | 2 | — |
| 7. MYSTERY MULTIPLIER | $20 | 73.3% | $14.67 | 1 in 3.74 | 1 in 3.74 | 1 in 5.90 | $5,000,000 | 2 | +0.3 pts |
| 8. WIN EITHER $100 OR $200! | $20 | 73.3% | $14.65 | 1 in 7.87 | 1 in 7.87 | 1 in 7.87 | $200 | 16,255 | +0.7 pts |
| 9. MILLIONAIRE RICHES | $20 | 73.2% | $14.65 | 1 in 3.79 | 1 in 3.79 | 1 in 6.07 | $5,000,000 | 4 | — |
| 10. $5,000,000 BLITZ | $20 | 73.0% | $14.60 | 1 in 3.84 | 1 in 3.84 | 1 in 6.20 | $5,000,000 | 3 | — |
| 11. MILLIONAIRE MAKER | $20 | 72.3% | $14.45 | 1 in 3.88 | 1 in 3.88 | 1 in 6.46 | $1,000,000 | 3 | +0.1 pts |
| 12. $5,000,000 SPECTACULAR New | $20 | 68.3% | $13.67 | 1 in 3.84 | 1 in 3.84 | 1 in 6.24 | $5,000,000 | 4 | — |
| 13. $300,000,000 CASH PAYOUT | $20 | 68.3% | $13.66 | 1 in 4.11 | 1 in 4.11 | 1 in 7.05 | $5,000,000 | 1 | -6.1 pts |
| 14. $2,000,000 100X CASHWORD | $20 | 66.7% | $13.35 | 1 in 3.81 | 1 in 3.81 | 1 in 7.05 | $2,000,000 | 3 | — |
| 15. ALL CASH | $20 | 66.6% | $13.32 | 1 in 4.48 | 1 in 4.48 | 1 in 4.48 | $5,000 | 155 | +0.7 pts |
Frequently asked questions
- Which $20 New York scratch-off is best right now?
- $2,000,000 CASHWORD (#1609) at 75.1% current payout, about $15.02 back per ticket, as of September 12, 2026.
- Are $20 tickets better value than other prices in New York?
- The $20 tier averages 72.1% current payout across 15 active games. For comparison, $1 games average 67.2%, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $10 games average 67.2%, $30 games average 74.1%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $20 games are on sale in New York?
- 15 as of September 12, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.