Best $10 New York Scratch-Offs (September 2026)
As of September 12, 2026, 16 $10 scratch-offs are on sale in New York, averaging 67.2% current payout. The best of them is $50 OR $100 at 74.2% ($7.42 back per ticket, 1 in 7.62 for any prize).
Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In New York today, $1 games average 67.2%, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $20 games average 72.1%, $30 games average 74.1%. That is an average, not a rule: within this $10 tier the spread between the best and worst game is 28.7 payout points, which is why the table matters more than the tier.
- 1 $10
$50 OR $100
#164674.2% payout now- EV / ticket
- $7.42
- Any prize
- 1 in 7.62
- Beats price
- 1 in 7.62
- Top prizes
- 1,821 of 123,659
Best payout - 2 $10
$3,000,000 BONUS STARS
#168873.5% payout now- EV / ticket
- $7.35
- Any prize
- 1 in 3.76
- Beats price
- 1 in 6.73
- Top prizes
- 1 of 3
- 3 $10
BONUS 50X
#164072.7% payout now- EV / ticket
- $7.27
- Any prize
- 1 in 3.82
- Beats price
- 1 in 7.69
- Top prizes
- 1 of 4
- 4 $10
SET FOR LIFE
#163971.1% payout now- EV / ticket
- $7.11
- Any prize
- 1 in 4.62
- Beats price
- 1 in 7.63
- Top prizes
- 2 of 6
- 5 $10
$50 OR $100
#170470.0% payout now- EV / ticket
- $7.00
- Any prize
- 1 in 8.00
- Beats price
- 1 in 8.00
- Top prizes
- 140,361 of 173,062
- 6 $10
$5,000 HOLIDAY FRENZY/$5,000 GOLD
#167469.8% payout now- EV / ticket
- $6.98
- Any prize
- 1 in 3.56
- Beats price
- 1 in 6.90
- Top prizes
- 36 of 513
- 7 $10
$3,000,000 MAX MULTIPLIER
#169769.1% payout now- EV / ticket
- $6.91
- Any prize
- 1 in 4.22
- Beats price
- 1 in 7.37
- Top prizes
- 2 of 3
- 8 $10
BONUS BUCKS
#166069.0% payout now- EV / ticket
- $6.90
- Any prize
- 1 in 3.89
- Beats price
- 1 in 6.78
- Top prizes
- 2 of 3
- 9 $10
100Xtra
#168168.8% payout now- EV / ticket
- $6.88
- Any prize
- 1 in 4.13
- Beats price
- 1 in 7.85
- Top prizes
- 3 of 4
- 10 $10
$3,000,000 MAX
#161268.3% payout now- EV / ticket
- $6.83
- Any prize
- 1 in 3.69
- Beats price
- 1 in 6.80
- Top prizes
- 0 of 3
No top prize left - 11 $10
MONEY MATCH
#165467.8% payout now- EV / ticket
- $6.78
- Any prize
- 1 in 4.10
- Beats price
- 1 in 7.48
- Top prizes
- 1 of 3
- 12 $10
$1,000,000 50X CASHWORD
#170365.5% payout now- EV / ticket
- $6.55
- Any prize
- 1 in 4.26
- Beats price
- 1 in 7.51
- Top prizes
- 3 of 4
- 13 $10
INSTANT $500
#156165.5% payout now- EV / ticket
- $6.55
- Any prize
- 1 in 3.68
- Beats price
- 1 in 7.28
- Top prizes
- 895 of 56,773
- 14 $10
$3,000,000 CA$H
#166763.5% payout now- EV / ticket
- $6.35
- Any prize
- 1 in 3.71
- Beats price
- 1 in 7.03
- Top prizes
- 0 of 3
No top prize left - 15 $10
SHOW ME $500
#160361.5% payout now- EV / ticket
- $6.15
- Any prize
- 1 in 3.42
- Beats price
- 1 in 10.1
- Top prizes
- 522 of 42,396
- 16 $10
$1,000,000 BONUS CASHWORD
#166645.6% payout now- EV / ticket
- $4.56
- Any prize
- 1 in 6.71
- Beats price
- 1 in 16.3
- Top prizes
- 1 of 4
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 16 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. $50 OR $100 | $10 | 74.2% | $7.42 | 1 in 7.62 | 1 in 7.62 | 1 in 7.62 | $100 | 1,821 | +0.6 pts |
| 2. $3,000,000 BONUS STARS | $10 | 73.5% | $7.35 | 1 in 3.76 | 1 in 3.76 | 1 in 6.73 | $3,000,000 | 1 | — |
| 3. BONUS 50X | $10 | 72.7% | $7.27 | 1 in 3.82 | 1 in 3.82 | 1 in 7.69 | $3,000,000 | 1 | +4.5 pts |
| 4. SET FOR LIFE | $10 | 71.1% | $7.11 | 1 in 4.62 | 1 in 4.62 | 1 in 7.63 | $5,000 | 2 | -2.4 pts |
| 5. $50 OR $100 | $10 | 70.0% | $7.00 | 1 in 8.00 | 1 in 8.00 | 1 in 8.00 | $100 | 140,361 | — |
| 6. $5,000 HOLIDAY FRENZY/$5,000 GOLD | $10 | 69.8% | $6.98 | 1 in 3.56 | 1 in 3.56 | 1 in 6.90 | $5,000 | 36 | — |
| 7. $3,000,000 MAX MULTIPLIER | $10 | 69.1% | $6.91 | 1 in 4.22 | 1 in 4.22 | 1 in 7.37 | $3,000,000 | 2 | — |
| 8. BONUS BUCKS | $10 | 69.0% | $6.90 | 1 in 3.89 | 1 in 3.89 | 1 in 6.78 | $3,000,000 | 2 | -0.4 pts |
| 9. 100Xtra | $10 | 68.8% | $6.88 | 1 in 4.13 | 1 in 4.13 | 1 in 7.85 | $3,000,000 | 3 | — |
| 10. $3,000,000 MAX | $10 | 68.3% | $6.83 | 1 in 3.69 | 1 in 3.69 | 1 in 6.80 | $3,000,000 | 0 | +1.0 pts |
| 11. MONEY MATCH | $10 | 67.8% | $6.78 | 1 in 4.10 | 1 in 4.10 | 1 in 7.48 | $3,000,000 | 1 | -2.7 pts |
| 12. $1,000,000 50X CASHWORD | $10 | 65.5% | $6.55 | 1 in 4.26 | 1 in 4.26 | 1 in 7.51 | $1,000,000 | 3 | — |
| 13. INSTANT $500 | $10 | 65.5% | $6.55 | 1 in 3.68 | 1 in 3.68 | 1 in 7.28 | $500 | 895 | -2.5 pts |
| 14. $3,000,000 CA$H | $10 | 63.5% | $6.35 | 1 in 3.71 | 1 in 3.71 | 1 in 7.03 | $3,000,000 | 0 | -7.0 pts |
| 15. SHOW ME $500 | $10 | 61.5% | $6.15 | 1 in 3.42 | 1 in 3.42 | 1 in 10.1 | $500 | 522 | -0.3 pts |
| 16. $1,000,000 BONUS CASHWORD | $10 | 45.6% | $4.56 | 1 in 6.71 | 1 in 6.71 | 1 in 16.3 | $1,000,000 | 1 | -18.4 pts |
Frequently asked questions
- Which $10 New York scratch-off is best right now?
- $50 OR $100 (#1646) at 74.2% current payout, about $7.42 back per ticket, as of September 12, 2026.
- Are $10 tickets better value than other prices in New York?
- The $10 tier averages 67.2% current payout across 16 active games. For comparison, $1 games average 67.2%, $2 games average 67.0%, $3 games average 63.2%, $5 games average 69.5%, $20 games average 72.1%, $30 games average 74.1%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $10 games are on sale in New York?
- 16 as of September 12, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $10 ticket price.