How many $20,000 prizes are left in $20,000 Loaded?

58 of 149 as of September 12, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 48,877.

What are the odds of winning anything on $20,000 Loaded?

1 in 3.97 today, compared with 1 in 4.01 printed at launch. Cash-only odds are 1 in 3.97, and the odds of winning more than the $20 ticket price are 1 in 6.67.

Is $20,000 Loaded worth buying?

Its current payout is 72.4% ($14.48 back per $20 ticket), rank #— of 67 in New Jersey. The best $20 alternative today is Black Opal 7's (#01991, $20) at 75.9%. No scratcher has a positive expected value; this is about losing less over time.

How many $20,000 Loaded tickets are left?

We estimate 2,834,880 of roughly 7,415,940 printed tickets are unsold (61.8% sold), derived from the prizes claimed at each tier and their published odds.

When did $20,000 Loaded launch and is it still on sale?

It launched on September 2, 2023. Sales have ended; prizes can be claimed until February 3, 2027.

$20,000 Loaded — $20 New Jersey Scratch-Off #01812

Data captured September 12, 2026 · launched September 2, 2023 · no longer on sale, claim by February 3, 2027

$20,000 Loaded New Jersey scratch-off ticket

Official New Jersey Lottery page →

$20,000 Loaded (#01812) is a $20 New Jersey scratch-off launched on September 2, 2023. As of September 12, 2026 it ranks #— of 67 active games on current payout (72.4%, $14.48 expected back per ticket) and #— of 10 $20 games, #— on any-prize odds (1 in 3.97) and #— on top-prize odds (1 in 48,877). Since launch the payout has risen 0.3 points (72.1% at launch) and the any-prize odds have improved 1.0% (1 in 4.01 at launch). 58 of 149 top prizes of $20,000 remain, and we estimate 2,834,880 tickets are still unsold (61.8% sold). $20,000 Loaded is no longer on sale in New Jersey; the figures below are final as of September 12, 2026 and prizes can be claimed until February 3, 2027.

Current payout

72.4%

72.1% at launch

Expected value

$14.48

per $20 ticket

Any-prize odds

1 in 3.97

1 in 4.01 at launch

Cash odds

1 in 3.97

excludes free tickets

Profit odds

1 in 6.67

win more than $20

$600+ odds

1 in 29,841

claim-at-lottery prizes

Top prizes left

58 of 149

$20,000 each

Tickets remaining

38.2%

≈ 2,834,880 tickets

Prizes remaining

Every prize level in $20,000 Loaded, with the odds printed at launch, the odds today given what is left, and how much of each tier is still unclaimed. Across all tiers, 713,446 of 1,847,759 prizes (38.6%) are still out there.

Prize	Odds at launch	Odds now	Total	Claimed	Remaining	% left
$20,000	1 in 49,771	1 in 48,877	149	91	58	38.9%
$2,000	1 in 73,425	1 in 76,618	101	64	37	36.6%
$500	1 in 240.0	1 in 241.8	30,894	19,170	11,724	37.9%
$200	1 in 84.7	1 in 84.9	87,581	54,203	33,378	38.1%
$100	1 in 35.9	1 in 36.0	206,300	127,491	78,809	38.2%
$50	1 in 18.1	1 in 18.0	410,322	252,605	157,717	38.4%
$40	1 in 20.0	1 in 19.8	370,776	227,346	143,430	38.7%
FREE $20 TICKETfree ticket	1 in 10.00	1 in 9.83	741,636	453,343	288,293	38.9%
All prizes	1 in 4.01	1 in 3.97	1,847,759	1,134,313	713,446	38.6%

How $20,000 Loaded has moved

Current payout (solid) and any-prize odds (dashed, inverted so up is better) since we began tracking $20,000 Loaded. 121 daily readings.

Recent claims of $1,000 and up

September 4, 2025: one $2,000 prize was claimed; 37 remain.
July 29, 2025: one $2,000 prize was claimed; 38 remain.
July 3, 2025: one $20,000 prize was claimed; 61 remain.
July 3, 2025: one $2,000 prize was claimed; 39 remain.
May 30, 2025: one $2,000 prize was claimed; 40 remain.
May 26, 2025: 2 $20,000 prizes were claimed; 62 remain.
May 20, 2025: one $20,000 prize was claimed; 64 remain.
May 19, 2025: one $20,000 prize was claimed; 65 remain.
May 16, 2025: one $20,000 prize was claimed; 66 remain.
May 11, 2025: one $20,000 prize was claimed; 67 remain.
May 4, 2025: one $2,000 prize was claimed; 41 remain.
May 3, 2025: one $2,000 prize was claimed; 42 remain.

Derived from day-to-day changes in the official remaining-prize counts, so the date is when the lottery published the change.

$20,000 Loaded: common questions

How many $20,000 prizes are left in $20,000 Loaded?: 58 of 149 as of September 12, 2026. The chance that a ticket bought today is a top-prize winner is about 1 in 48,877.
What are the odds of winning anything on $20,000 Loaded?: 1 in 3.97 today, compared with 1 in 4.01 printed at launch. Cash-only odds are 1 in 3.97, and the odds of winning more than the $20 ticket price are 1 in 6.67.
Is $20,000 Loaded worth buying?: Its current payout is 72.4% ($14.48 back per $20 ticket), rank #— of 67 in New Jersey. The best $20 alternative today is Black Opal 7's (#01991, $20) at 75.9%. No scratcher has a positive expected value; this is about losing less over time.
How many $20,000 Loaded tickets are left?: We estimate 2,834,880 of roughly 7,415,940 printed tickets are unsold (61.8% sold), derived from the prizes claimed at each tier and their published odds.
When did $20,000 Loaded launch and is it still on sale?: It launched on September 2, 2023. Sales have ended; prizes can be claimed until February 3, 2027.

Other $20 New Jersey scratch-offs

Black Opal 7's — 75.9% payout, 1 in 4.00 any prize
Crossword Bonanza — 75.4% payout, 1 in 3.49 any prize
$1 Million Premier Ca$h — 74.4% payout, 1 in 3.75 any prize
100X — 74.2% payout, 1 in 3.99 any prize
$100 Million Diamond Dazzler — 73.8% payout, 1 in 3.90 any prize

New Jersey hub All $20 games Methodology