Best $20 Florida Scratch-Offs (September 2026)
As of September 12, 2026, 11 $20 scratch-offs are on sale in Florida, averaging 78.2% current payout. The best of them is $5MM Crossword Cash at 85.2% ($17.05 back per ticket, 1 in 2.36 for any prize).
Price is the strongest predictor of payout on a scratcher: the more a ticket costs, the larger the share of its price the lottery returns in prizes. In Florida today, $1 games average 63.7%, $2 games average 70.9%, $3 games average 76.5%, $5 games average 72.6%, $10 games average 74.7%, $50 games average 76.2%. That is an average, not a rule: within this $20 tier the spread between the best and worst game is 10.6 payout points, which is why the table matters more than the tier.
- 1 $20
$5MM Crossword Cash
#153985.2% payout now- EV / ticket
- $17.05
- Any prize
- 1 in 2.36
- Beats price
- 1 in 4.96
- Top prizes
- 0 of 6
Best payout No top prize left - 2 $20
$5,000,000 Triple Match
#154379.8% payout now- EV / ticket
- $15.96
- Any prize
- 1 in 2.35
- Beats price
- 1 in 5.17
- Top prizes
- 0 of 8
No top prize left - 3 $20
200X THE CASH
#162379.1% payout now- EV / ticket
- $15.82
- Any prize
- 1 in 2.74
- Beats price
- 1 in 5.48
- Top prizes
- 0 of 4
No top prize left - 4 $20
The Perfect Gift
#702878.8% payout now- EV / ticket
- $15.76
- Any prize
- 1 in 2.80
- Beats price
- 1 in 4.47
- Top prizes
- 2 of 4
- 5 $20
$5,000,000 CA$H MONEY
#159478.8% payout now- EV / ticket
- $15.76
- Any prize
- 1 in 2.88
- Beats price
- 1 in 6.11
- Top prizes
- 1 of 4
- 6 $20
MEGA BUCKS
#164078.0% payout now- EV / ticket
- $15.60
- Any prize
- 1 in 3.02
- Beats price
- 1 in 6.00
- Top prizes
- 3 of 4
- 7 $20
$10,000 A Week For Life
#160277.6% payout now- EV / ticket
- $15.51
- Any prize
- 1 in 2.98
- Beats price
- 1 in 5.92
- Top prizes
- 1 of 4
- 8 $20
Gold Rush Legacy
#156276.3% payout now- EV / ticket
- $15.25
- Any prize
- 1 in 2.90
- Beats price
- 1 in 6.26
- Top prizes
- 0 of 4
No top prize left - 9 $20
MONOPOLY™ SECRET VAULT
#156976.1% payout now- EV / ticket
- $15.22
- Any prize
- 1 in 2.60
- Beats price
- 1 in 5.89
- Top prizes
- 0 of 4
No top prize left - 10 $20
Mega 7s
#163475.5% payout now- EV / ticket
- $15.09
- Any prize
- 1 in 3.53
- Beats price
- 1 in 6.90
- Top prizes
- 3 of 4
- 11 $20
$1,000,000 HOLIDAY CA$H
#161374.6% payout now- EV / ticket
- $14.92
- Any prize
- 1 in 2.74
- Beats price
- 1 in 5.97
- Top prizes
- 1 of 4
Payout is what the remaining prize pool returns per dollar; profit odds count only prizes larger than the ticket price. Definitions are on the methodology page.
Compare all 11 games in a table
| # Game | Price | Payout now | EV / ticket | Any-prize odds | Cash odds | Profit odds | Top prize | Top left | 7-day |
|---|---|---|---|---|---|---|---|---|---|
| 1. $5MM Crossword Cash | $20 | 85.2% | $17.05 | 1 in 2.36 | 1 in 2.36 | 1 in 4.96 | $5,000,000 | 0 | +6.3 pts |
| 2. $5,000,000 Triple Match | $20 | 79.8% | $15.96 | 1 in 2.35 | 1 in 2.35 | 1 in 5.17 | $5,000,000 | 0 | -1.2 pts |
| 3. 200X THE CASH | $20 | 79.1% | $15.82 | 1 in 2.74 | 1 in 2.74 | 1 in 5.48 | $5,000,000 | 0 | — |
| 4. The Perfect Gift | $20 | 78.8% | $15.76 | 1 in 2.80 | 1 in 2.80 | 1 in 4.47 | $5,000,000 | 2 | -0.3 pts |
| 5. $5,000,000 CA$H MONEY | $20 | 78.8% | $15.76 | 1 in 2.88 | 1 in 2.88 | 1 in 6.11 | $5,000,000 | 1 | +1.4 pts |
| 6. MEGA BUCKS | $20 | 78.0% | $15.60 | 1 in 3.02 | 1 in 3.02 | 1 in 6.00 | $5,000,000 | 3 | — |
| 7. $10,000 A Week For Life | $20 | 77.6% | $15.51 | 1 in 2.98 | 1 in 2.98 | 1 in 5.92 | $10,000 | 1 | +11.7 pts |
| 8. Gold Rush Legacy | $20 | 76.3% | $15.25 | 1 in 2.90 | 1 in 2.90 | 1 in 6.26 | $10,000,000 | 0 | -0.8 pts |
| 9. MONOPOLY™ SECRET VAULT | $20 | 76.1% | $15.22 | 1 in 2.60 | 1 in 2.60 | 1 in 5.89 | $5,000,000 | 0 | -1.6 pts |
| 10. Mega 7s | $20 | 75.5% | $15.09 | 1 in 3.53 | 1 in 3.53 | 1 in 6.90 | $5,000,000 | 3 | — |
| 11. $1,000,000 HOLIDAY CA$H | $20 | 74.6% | $14.92 | 1 in 2.74 | 1 in 2.74 | 1 in 5.97 | $1,000,000 | 1 | — |
Frequently asked questions
- Which $20 Florida scratch-off is best right now?
- $5MM Crossword Cash (#1539) at 85.2% current payout, about $17.05 back per ticket, as of September 12, 2026.
- Are $20 tickets better value than other prices in Florida?
- The $20 tier averages 78.2% current payout across 11 active games. For comparison, $1 games average 63.7%, $2 games average 70.9%, $3 games average 76.5%, $5 games average 72.6%, $10 games average 74.7%, $50 games average 76.2%. Higher-priced tickets usually return more per dollar but you win less often per ticket.
- How many $20 games are on sale in Florida?
- 11 as of September 12, 2026. We only publish a price page when at least three games are active at that price.
- Do these numbers include free-ticket prizes?
- The payout and any-prize odds columns do. The cash-odds column excludes free tickets, and the profit-odds column counts only prizes larger than the $20 ticket price.